Me and my wife was involved in a bad accident in Nov 2010. We got hit by a 4x4 at 55mph whilst we was stationary. My estate car looked like a mini after and we was told by paramedics/police we was very lucky to be alive.
Anyway due to back injury I had to be stretchered out of the car onto a spinal board (so did the wife). I have suffered no breakages but with servere to moderate back pain, moderate neck and shoulder pain with stiffness. I have also suffered with mild anxiety when driving. With 2 young babies at home and with both me and wife suffering with back/neck injuries its been difficult. I have attended a medical and the above was what the doctors had said in the report.
Well his insurance company wish to settle out of court and have asked me if I dont involve legal rep from my side, they will get me a a payout over the next few weeks. So far they have paid for physio 2 times a week, All personal objects that was lost in the vechicle and upgraded my hire car to a top spec. I have not signed anything to say I will not involve legal rep etc.
So my question is do I settle out of court, but what level of compensation should I be looking at? They have said that if I go this route I may get more as the client will not have court costs etc.
Or do I see what they offer and if not happy get legal rep and take it to court.
I was not going to claim for injury, they approached me themselves and after all the trouble the injuries have cause for home life, work and driving I think I am due compensation. Just totally clueless on what would be a Bad,Good amount to accept. Any advice would be great, they are meant to be calling monday with an offer.