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Thread: cat d insurance

  1. #1
    Regular Member justyb's Avatar
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    Default cat d insurance

    Hi has anyone ever put a cat D insurance write off back on the road as i know were there is a black sri 150 it only needs a o/s wing and bumper salvage yard wants £950 for it easy repair is it worth me buying it

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    Regular Member Derek Mc's Avatar
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    Alec, (username "the fisherman") did one recently and also changed it from pre-face to full facelift IIRC, ask him he has a load of experience on this.

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    Regular Member Hyperhart's Avatar
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    As long as it's done properly it shouldn't be a problem.
    I'm sure though before it goes back on the road it has to be inspected plus when you come to sell you would have to tell people that it was a cat d write off.

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    Regular Member rjw's Avatar
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    i put a Cat C R reg citreon xsara back on the road, paid £50 for the car, scrap yard parts cost me £100 in the right colour out of pure luck, £50 for VIC check, and £50 for new MOT as old one had expired, market value of a car of the mileage was around £600, all new parts it needed would of cost around £1500 from a bodyshop hence being written off, it needed 2 new headlights (£5 each from scrappy) 2 wings (£15 each) 2 indicators (£5 each) new bumper (£20) and a new radiator (£30) took me a bout 2 days of my time, with the help of a friend!
    I then ran the car for 18 months without problem before the cambelt snapped, which 18 months out of a car that effectively cost me £250 i cant complain, the MOT 12 months after i put it back on the road it failed on 1 tyre

    Cat D doesnt even need a VIC check does it?

  5. #5
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    Quote Originally Posted by Hyperhart View Post
    I'm sure though before it goes back on the road it has to be inspected plus when you come to sell you would have to tell people that it was a cat d write off.
    Cat D does not need any inspection (VIC) before it can be put back on the road (it's only C that needs an inspection) and there is no law that stipulates that you have to tell the buyer (except the buyer asks specifically) that it's a cat D before selling off. It's up to the seller to inform the buyer that its cat D if the buyer does not ask.

  6. #6
    Regular Member lee gsi's Avatar
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    Doesnt it state on the logbook now if its on the HPI register?

  7. #7
    Regular Member markj23's Avatar
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    Quote Originally Posted by lee gsi View Post
    Doesnt it state on the logbook now if its on the HPI register?
    no just a normal log book you dont even have to declare it to insurance as they dont care until its time to pay out just remember how much its worth

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    Regular Member rjw's Avatar
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    only Cat C say on logbook

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