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Thread: Finance Query

  1. #1
    Regular Member Rebellion8878's Avatar
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    Default Finance Query

    Not sure how this works, for example If I wanted to part exchange my car in at a dealer with outstanding finance, but the car I'm interested in is lower than the px value.

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    Ex-Staff Full Member John LE's Avatar
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    Vehicle : Facelift Insignia/Corsa D

    Trim : LE/VXR

    Engine : 2.0 cdti/1.6 Turbo

    Year : 13/07

    Default

    Depends how much of a difference there is, some places will add the remaining balance onto the finance for the new car

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    Regular Member Jezzy's Avatar
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    The way I read it, he means it's the other way around - his current car is worth more than the one he's buying.

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    Regular Member Rebellion8878's Avatar
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    I think I'll get about £3500 - £3800 for mine 06 1.8VVT Exclusiv with 32k and looking at a coupe which is 3k, and I have about 2.8k left on the finance.

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    Regular Member Rebellion8878's Avatar
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    Thats it Jezzy you got the idea

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    Ex-Staff Full Member John LE's Avatar
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    Vehicle : Facelift Insignia/Corsa D

    Trim : LE/VXR

    Engine : 2.0 cdti/1.6 Turbo

    Year : 13/07

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    Ah my bad the finance will be cleared first and whatever is left will be taken off the value of the new car. Say they offer you 3500, the finance (2800) will be cleared first and then your have 700 taken off the price of the new car meaning the remaining balance of the new car would be 2300

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    Regular Member Rebellion8878's Avatar
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    Cheers mate, full of wisdom

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    Regular Member shadyone's Avatar
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    They wont offer you £3500, top book for a px is around 3200 and most dealers would start at bottom book, i.e around 2600.

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    Regular Member Rebellion8878's Avatar
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    Thats terrible, I was going off Parkers figures and deducting a bit then.

    This is what really puts me off buying a brand new car out of the show room the money you lose from leaving the forecourt is unreal.

  10. #10
    Regular Member shadyone's Avatar
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    Parkers prices have long been a industry joke, take a look on vauxhalls website, they have a free link to glasses guide for px prices.

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