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Thread: Insurance help

  1. #1
    Regular Member Keithy's Avatar
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    Default Insurance help

    My renewal came in today. Last years premium was £420 and has gone up to £950

    I called my insurer and they informed me that insurance prices have increased over the last year. I asked why, as i have not claimed nor had any convictions.

    She looked at it again after i refused to pay that amount and then came up with £840

    Time to change insurer.

    Got a few quotes, declared the car modified and have found a quote for £360 fc.

    Whilst listing mods i declared non std, zorst, wheels, suspension and full bodykit. They had a section for body panel mods but it only listed silly things like flared arches and bonnet bulges.

    Nothing listed for facelifting

    Would listing a full body kit cover this mod?

  2. #2
    Ex Vec-C Admin ed taylor's Avatar
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    Vehicle : Vectra Estate

    Trim : Elite

    Engine : 3.2 V6

    Year : 04

    Mileage : 55000

    Default

    I think they try it on. I have had this from expreiance too. If they think they can get away with it they will. Best to shop around if you can.

  3. #3
    Regular Member bigdave1701's Avatar
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    My insurers web site doesnt list de badged grilles so I phoned then and they told me to put it down as a bonnet bulge..?..

  4. #4
    Full Member tubby's Avatar
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    Vehicle : Vectra sri


    Engine : 2.2 z22se

    Year : 2003

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    Who quoted you £360 as my insurance is due next month and i might give them a look?

  5. #5
    Regular Member Keithy's Avatar
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    i found it on go compare, Flux direct. My car does less than 4k per year as i use a company vehicle. Therefore my car aint used for commuting.

  6. #6
    Regular Member Marcosuk's Avatar
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    I phoned chris knott for a cheap quote, then gave it to my insurance company (elephant) who price matched it as they thought i would leave them...

  7. #7
    Regular Member Keithy's Avatar
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    anyone know if facelift mod will be covered by declaring (Full Bodykit)

  8. #8
    Forum Moderator John LE's Avatar
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    Vehicle : Facelift Insignia/Corsa D

    Trim : LE/VXR

    Engine : 2.0 cdti/1.6 Turbo

    Year : 13/07

    Default

    Give Adrian Flux a phone call, normally the only mods they charge for are performance ones. You'll be able to tell them all of your mods and they will decide what categories to put them in

  9. #9
    Regular Member Jezzy's Avatar
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    Quote Originally Posted by Keithy View Post
    anyone know if facelift mod will be covered by declaring (Full Bodykit)
    Phone them and tell them what the mod is, remind them not to misrepresent it on their system as something else just because that's the closest they could find on their drop-down list of mods (data protection act forbids knowingly putting in inaccurate data) and get the name of the person you spoke to (in case in 6 months time when you claim, they deny that you spoke to them on the phone).

  10. #10
    Regular Member Keithy's Avatar
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    Default

    Yeah Flux direct used to be Adrian Flux. I have used them when i used to insure performance motors and could never fault them.

    I will have to call them, Better safe than sorry eh.

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