After two years of claim free driving i was expecting my insurence to drop nicely this year.

Had my renewal going on to my 3rd year of driving from Aviva....its gone up by £200!!

Im 19 in a 1.9cdti (120)

I have been paying £2000 in the vectra and i was expecting it to drop to around £1200 this year. What the hells going on?

Im getting pi@@ed off with paying £200 a month for insurence.

All other companies are quoting around £2500

2 Years no claims
No points

Been paying £2000

Help!!