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Thread: insurance question

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    Regular Member stephen g's Avatar
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    Default insurance question

    im looking to buy a van this weekend i have seen 1 but it has no mot or tax as i have insurance for my car and im aloud to drive other cars with my policy will it be ok to drive the van home or will i have to insure it ??

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    with no Tax or MOT even with its own insurance which you would have to do you would not be able to drive it home, you would get 3 points for each offence and the van taken off you by the police.

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    Regional Organiser - West Scotland neverlandandy's Avatar
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    you would need to transport it mate

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    Regular Member stephen g's Avatar
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    what if it was booked in for mot

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    Regional Organiser - West Scotland neverlandandy's Avatar
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    Quote Originally Posted by stephen g View Post
    what if it was booked in for mot

    you could drive it to the mot station without a current mot as long as its booked in but i'm not sure about the tax situation

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    can not drive at all with no tax, mot or insurance even if going to mot station need all three or police can take the van

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    Full Member Big Sig's Avatar
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    Quote Originally Posted by gregc View Post
    can not drive at all with no tax, mot or insurance even if going to mot station need all three or police can take the van
    But you need an mot to tax it so you can drive it to an mot station to get an mot. However your insurance will probably only cover you on another car etc if it already has it's own policy.
    Now I need a turbo to keep up!

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    You can get short term temporary cover fairly cheaply, if you do attempt to drive it booked in for MoT I'd recommend you get some. Not worth the risk of losing it all and getting clobbered.

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    Regular Member crespo's Avatar
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    You can drive the thing directly to a pre booked MOT station without MOT and TAX. you need to be insured and be able to provide proof if requested. So a friend with an MOT station would be handy in your situation.

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    Quote Originally Posted by crespo View Post
    You can drive the thing directly to a pre booked MOT station without MOT and TAX. you need to be insured and be able to provide proof if requested. So a friend with an MOT station would be handy in your situation.
    The car has to be booked into a local MOT station, eg you can't book it in for an MOT in Glasgow if you live in London!

    Only other way around it is if you have a traders insurance policy.

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