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Thread: Insurance question

  1. #1
    Ex-Staff Full Member John LE's Avatar
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    Vehicle : Facelift Insignia/Corsa D

    Trim : LE/VXR

    Engine : 2.0 cdti/1.6 Turbo

    Year : 13/07

    Default Insurance question

    I wish to cancel my current insurance policy (been with them for six months) as I have got a better deal. I pay by monthly installments so will I only have to pay the cancelation fee or will I have to pay the rest of the insurance?

    Cheers guys as this has been annoying me a bit

  2. #2
    Regular Member ditchp's Avatar
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    Vehicle : Vectra cdti estate

    Trim : Get a

    Engine : Dirty diesel

    Year : 2006

    Default

    i think you will have to pay for what you have used so to speak, some ins companies have a % system for the year...

    hth
    Midlands Mod Shop - NFFC.

  3. #3
    Regular Member dlm71's Avatar
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    Default

    I had to cancel my wife's as we did the same and got a better deal if we paid in full and combined it with mine as a multi car quote but Helen's policy was only 3 months in and she didn't have to pay any cancellation fee! That was with Churchill, HTH

  4. #4
    Ex-Staff Full Member John LE's Avatar
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    Vehicle : Facelift Insignia/Corsa D

    Trim : LE/VXR

    Engine : 2.0 cdti/1.6 Turbo

    Year : 13/07

    Default

    Quote Originally Posted by ditchp View Post
    i think you will have to pay for what you have used so to speak, some ins companies have a % system for the year...

    hth
    Yeah so say i've used 6 months and i've paid for the 6 months i'll not have to pay anything more, just the cancelation fee

    But if i've used 6 months and only paid for 5 I will have to make one more payment? Am I on the right track here?

  5. #5
    Ex-Staff Full Member John LE's Avatar
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    Vehicle : Facelift Insignia/Corsa D

    Trim : LE/VXR

    Engine : 2.0 cdti/1.6 Turbo

    Year : 13/07

    Default

    Quote Originally Posted by dlm71 View Post
    I had to cancel my wife's as we did the same and got a better deal if we paid in full and combined it with mine as a multi car quote but Helen's policy was only 3 months in and she didn't have to pay any cancellation fee! That was with Churchill, HTH
    Cheers mate, the insurer in question is Admiral

  6. #6
    Regular Member ditchp's Avatar
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    Vehicle : Vectra cdti estate

    Trim : Get a

    Engine : Dirty diesel

    Year : 2006

    Default

    Quote Originally Posted by john.robertson2 View Post
    Yeah so say i've used 6 months and i've paid for the 6 months i'll not have to pay anything more, just the cancelation fee

    But if i've used 6 months and only paid for 5 I will have to make one more payment? Am I on the right track here?
    that's it mate, but dont forget you pay a deposit and then monthly payment so you could in fact be in front......
    Midlands Mod Shop - NFFC.

  7. #7
    Full Member paul.sessions's Avatar
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    i cancelled once had to pay a small cancellation fee. and lost a few months no claims!

  8. #8
    Ex-Staff Full Member John LE's Avatar
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    Vehicle : Facelift Insignia/Corsa D

    Trim : LE/VXR

    Engine : 2.0 cdti/1.6 Turbo

    Year : 13/07

    Default

    I did indeed pay a deposit of 2 months in advance

    Don't car if I get any money back, just dont want to have to pay hundreds to them

    Cheers Guys

  9. #9
    Ex-Staff Full Member John LE's Avatar
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    Vehicle : Facelift Insignia/Corsa D

    Trim : LE/VXR

    Engine : 2.0 cdti/1.6 Turbo

    Year : 13/07

    Default

    Does anyone know if I can get a letter with confirmation of my NCB when I cancel?

    I had 2 years when I joined them in august and haven't claimed so surly I can get a note of them

    Help please someone

  10. #10
    Moderator & Events Assistant paulhb's Avatar
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    Vehicle : M5

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    Engine : 5.0 V10

    Year : 07

    Mileage : 37000

    Default

    You'll get the 2 years mate but that's it

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