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Thread: No claims.......GONE!!

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    Regular Member vxr-i-wish's Avatar
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    Unhappy No claims.......GONE!!

    Ive just rang my insurance company to send out my proof of no claims discount because they were too expensive( £1000!!) and they said they are in my girlfriends name and not mine! I asked why and they said it was because she was the main driver on my policy! Ive never claimed in 10 years, and my girlfriend has only been driving 9 years!
    How can i get them back now????

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    Full Member Penfold101's Avatar
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    Is it her policy then and you're just a named driver?

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    Administrator Big-Pete's Avatar
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    Moved to "Insurance chat" for you

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    Regular Member vxr-i-wish's Avatar
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    Cheers big pete. No its my car, and my policy, just she uses the car more than me for work, so had her as main user, which i thought was the right way to do things!

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    Administrator Big-Pete's Avatar
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    No problem, Hope you find out why its missing..

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    Regular Member Gr4eme's Avatar
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    if you have been a named driver for more than 4 yrs and have'nt made a claim some ins companys will offer you the equiveance ncb, they did it for my wife when she got her own car after driving on my policy , ask them what they can offer...

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    Regular Member Danialj32's Avatar
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    I was always told to make sure you ask about NCB if you're a named driver, as some companies like to **** you over with **** like this.

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    Regular Member jlock's Avatar
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    Quote Originally Posted by Danialj32 View Post
    I was always told to make sure you ask about NCB if you're a named driver, as some companies like to **** you over with **** like this.

    The exact thing happened to me

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    Professional Trader ChrisKnottInsurance's Avatar
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    Quote Originally Posted by Gr4eme View Post
    if you have been a named driver for more than 4 yrs and have'nt made a claim some ins companys will offer you the equiveance ncb, they did it for my wife when she got her own car after driving on my policy , ask them what they can offer...
    Yes, we could do that on our scheme.

    I've never heard of a company just switching over policies because someone is the main user.

    Normally, you keep the policy in the person's name & note the system of the main user.

    Chris Knott Insurance - Official Insurance Partner
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    Regular Member vxr-i-wish's Avatar
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    the insurance is in my name, the car is in my name, im the policy holder with 9 yrs no claims, yet because i said she was the main driver of my car, they said the no claims go to the named MAIN driver. I said its not right but thats all they kept saying. HSBC is/was the insurer!!

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